Force Retired
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 Retired US Air Force Served Faithfully and Honorably Challenge coin $3.75 Time Remaining: 5h 37m |
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 USAF AIR FORCE RETIRED FLAG COLOR BIG CHALLENGE COIN $14.24 Time Remaining: 21d 16h 31m Buy It Now for only: $14.24 |
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 12 United States Air Force Retired Decal Sticker USAF $9.99 Time Remaining: 8d 5h 51m Buy It Now for only: $9.99 |
 USAF AIR FORCE RETIRED BLUE SILVER LOGO CHALLENGE COIN $14.24 Time Remaining: 18d 2h 53m Buy It Now for only: $14.24 |
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 New US Air Force Challenge Coin Retired Airmens Creed $11.50 Time Remaining: 4d 7h 42m |
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 USAF AIR FORCE RETIRED BIG ENGRAVABLE CHALLENGE COIN $14.24 Time Remaining: 18d 2h 48m Buy It Now for only: $14.24 |
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 Wholesale Lot 12 US Air Force Retired Hat Pins TG050 $9.99 Time Remaining: 14d 4h 9m Buy It Now for only: $9.99 |
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Smart Retirees - Why Phased Retirement Could Save You In Your Golden Years
The western world is going to experience a major impact from 2010 and onwards and it's an impact that's been predicted for sometime. Strange thing is, there doesn't seem to be much going on to avoid it.
We're talking about the mass exodus expected from the workforce by our baby boomer generation who number about 80 million just in the United States. They also make up about one third of the work population which is a little frightening when one considers the consequences.
The Aging Work Force
It's not just an aging population, it's also an aging work force and the question needs to be asked..."Can industry afford to lose such a highly skilled generation in mass proportions?
The short answer is no, yet retirement planning is one of the main issues when people get close to the golden age of hanging up the work boots. What would happen if one third of the work force phased out over several years? Is there the same skill set to replace them?
Industry To Suffer From Mass Exodus
Industries such as teaching and nursing are expected to suffer through loss of expertise. It's the expertise factor which is going to hurt many industries.
There is good news on the horizon though. Good news if you plan to keep working after hitting retirement age. Planning for retirement should sensibly start at a very young age, preferably in a person's twenties yet sadly, many haven't started building a nest egg until they hit their forties.
The topic of phased retirement has started to become more and more widely discussed and while we may not see it come to fore until baby boomers decide to call it quits, phased retirement is already being tried in some industries.
What Is Phased Retirement?
In a nutshell, it's simply an option for people who want to keep working but don't want the long hours associated with it. In other words, it's a reduced and more flexible work schedule.
It really is a win-win situation; the retiree gets to keep earning income while the employer retains a lot of the expertise they worked so hard to establish over a number of years.
Studies during 2007 have indicated people who suddenly retire without any significant purpose in their lives, find it tough going and having purpose is what makes this option very attractive. There are still some issues which need to be ironed out but when one talks of "buzz words," it's quite likely that phased retirement will dominate discussions very soon.
About the Author
Want solutions to your retirement issues? Grab the report Phased Retirement and find out what you can do to keep the wolves from your door in retirement. Join the smart retirees revolution today!
Wendelle C. Stevens retired USAir Force pilot on UFOs